Getting the right kind of insurance is a must at all times, but it becomes particularly important if you've got highly expensive valuables in your possession.
Do you own expensive jewelry, antiques, fine art, guns, furs or collectibles of any kind?
To keep the cost of insurance down your policy probably has limits on certain items.
Typical limits are:
- Cash - $200
- Jewelry - $1,000
- Firearms - $2,500
- Silverware - $2,500
Check your policy carefully. If you see you don't have enough coverage, find out how much it would cost to increase those limits or to buy special coverage.
If so, it's important that you are aware that these items may not be covered with your Standard Homeowners Policy.
Home Contents Insurance:
In addition to special coverage for jewelry, silverware and furs, you can purchase specific coverage for such possessions as stamp or coin collections, fine arts, camera equipment, collectibles, watercraft and musical instruments, just to name a few.
This brief video explains how adding a "floater" to your existing homeowners policy can help make sure your valuables are protected.
Do you feel you need more insurance coverage?
Stop by one of our locations, or call us, or fill out a quote on line to see how we can get the best coverage for you at the best price.