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A Warm and True Love Letter

A Life Insurance policy is just a time yellowed piece of paper

with columns of figures and legal phrases until it is baptized by tears.

Then it becomes a miracle, a modern Aladdin’s lamp.

It is food, clothing, shelter, and undying affection.

It is the sincerest Love letter ever written.

It eases the aching heart of the partner who remains behind,

a comforting whisper in the dark and silent hours.

It is a father’s or mother’s uninterrupted dreams

and plans for a family’s future.

Through Life insurance, Life goes on.

A premium buys the greatest privilege of living on after death.

It is the warmest and truest Love Letter

a person could ever write to their family

Author Unknown

Life Insurance is not a typical topic that is enjoyable to discuss. It is used at one of the most difficult times a person can experience; however, it is essential for the loved ones left behind. Life insurance is a way to cover final expenses considering that the average cost of a funeral is $7,000-$10,000. Without life insurance, many loved ones shoulder financial burdens from the deceased.

Before purchasing life insurance there are a few items you should be aware of. First, life insurance can be affordable. As reported by Auto-Owners Insurance, a 35 year old male could potentially start a Ten Pay Whole Life policy with a $10,000 death benefit for $264 (annually) with the premium only due for 10 years. Second, be aware that people often underestimate the amount of coverage that they need. The coverage needed is based upon your age and your family financial needs. When you are young, your needs are greatest because it may have to support your family. Finally, understand that are different types of life insurance. Our knowledgeable life insurance expert at Pritchards & Associates, Letty Madrigal, is available to you and can answer all your life insurance questions. She can be contacted at  via email or by calling 863-824-3100 or by stopping by our office in Okeechobee.

Have you thought about Life Insurance and the necessity of it?
Have you ever thought of a Life Insurance policy as a love letter?
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